$425,000

Down payment assistance programs when stacked are up to 20% of the purchase price, with options that may bring your own cash investment down to as little as 1% of the purchase price! Several programs may help qualified buyers get into a brand-new townhome. Colorado Roots offers up to 10% of the purchase price (max $50,000) with a no-monthly-payment equity share option. Buyers who currently live in a qualifying low-to-moderate income census tract may also qualify for the Dearfield Fund, up to 20% of the purchase price (max $50,000), also a no-monthly-payment equity share, which may be combined with Colorado Roots & together require as little as 1% cash investment. Alternatively, the NoCo Foundation Equity Share program offers up to 15% of the purchase with no required monthly payments but requires a 5% cash investment. No Metro Tax. Low HOA Fee ($180/mo). Dog-Friendly Fenced Yards. Incredible value one mile from vibrant downtown Loveland! These brand-new 4th Street townhomes offer a rare opportunity for qualified owner-occupant buyers. Program eligibility: owner-occupant, income limits apply (120% AMI for Colorado Roots and NoCo Foundation), homebuyer education class, & first-time or first-generation homebuyer status for Colorado Roots & Dearfield. Inside, this home features stylish, high-quality finishes including honed black granite countertops, tile backsplash, luxury vinyl plank flooring, and a smart, functional layout. The upper level includes 3 bedrooms, 2 full bathrooms, & upstairs laundry, while the main level offers an open living area, 1/2 bath, & attached 1-car garage. All-electric helps keep monthly costs manageable, option to add a PV solar system for greater long-term savings (optional buyer upgrade, not included). Enjoy easy access to downtown Loveland restaurants, shops, breweries, parks, trails, & community amenities. Owner-occupants only; not available to investors. Program terms are subject to approval; contact Impact Development Fund for details.